Never let the future disturb you. You will meet it, if you have to, with the same weapons of reason which today arm you against the present. -- Marcus Aurelius

ChartZ and Table Zup!

A New Post Has Appeared On My Website @ The "Reforming A Pension Plan From The Outside" page.

I'm way busy and I wish I could post at length, but it ain't happenin'.

I have gone to 75% cash in the 401. The short version is;

This time it's different

We're about a quarter of the way into a consumer and housing led long and HOPEFULLY shallow recession. We came through a mostly jobless recovery and we're falling from no great height. As long as you aren't a realtor, mortgage broker, or SUV salesman.

Low inventory levels, cautious capital expenditures, the offshoring of manufacturing, and world wide growth are keeping corporate and business activity afloat or in some cases, on fire. And, as long as you don't work in real estate, housing, or Detroit, jobs probably can be kept. Your dicretionary cash may be pretty sparse once you've filled the tank and bought groceries, but life goes on.

The economy is sucky in some spots and surprisingly strong in others.

The same with the market.

Government statistcs on inflation and jobs lie.

Stocks are up on low volume. Up is good. Low volume is not.

We're in a bear market bounce. we're up nicely but downside risks loom large.

I'm 25%/75% stocks/cash based on caution and distrust.

I'm careful. I wanna keep what I got and when I do let my cash out, it's onna short leash. There will come a fabulous time to go back to 95% stocks. It ain't now.