"Change has a considerable psychological impact on the human mind. To the fearful it is threatening because it means that things may get worse. To the hopeful it is encouraging because things may get better. To the confident it is inspiring because the challenge exists to make things better."
-- King Whitney, Jr.


Charts and tables up late on a Sunday night....Yet another Katastrophic Komputer Katastrophe this weekend. I'm switching over to a new system later this week. Makin' a change....ya know. Things will probably be quiet until I'm 100% up....Or not.

Check out the chart. This is the performance of the funds in my 401a since I went big to cash, heavy on the rerfx, and a just a little here and there in the other funds. CLICKONNIT to see it better...



So far, so good. There's a lotta year left to go. Eyes open, readin' and thinkin', ready to play what I think offers the best reward with the least risk. And don't EVER think that doing nothing reduces the risk. Events around the recent election got me to calculating what sticking with McMorgan as our sole investment agent cost us versus some more responsible investment strategies. Did we even CONSIDER making a change?

1/31/06

Moved about 10% outta cash and into LAVLX.